in technology we trust.

Apps with Flutter, web applications with Vue.js and Nuxt, AI features with RAG and image analysis. Former CTO and co-founder of anybill, Forbes 30 Under 30.

Available now · remote across the DACH region, on-site by arrangement

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Tobias Gubo, Freelance Senior Developer & Tech Lead

Tobias Gubo, Freelance Senior Developer & Tech Lead

I'm a freelance Senior Developer and Tech Lead based in Regensburg, Germany. I build apps with Flutter and natively for iOS and Android, web applications with Vue.js and Nuxt, and AI features such as RAG systems and image analysis, and I lead development teams with Scrum. From 2018 to 2024 I built the digital receipt company anybill as co-founder and CTO: I programmed the first web portals and apps myself, later led a team of more than 30 people as managing director, 13 of them in tech, and was responsible for an Azure infrastructure with more than 250 services. In 2024, anybill's founding team was named to the Forbes 30 Under 30 Europe list. Today I help start-ups and product teams move their product forward quickly and cleanly.

Tech Stack

  • Flutter
  • Swift
  • Kotlin
  • Vue.js
  • Nuxt
  • TypeScript
  • Node.js
  • .NET / C#
  • Python
  • Azure
  • RAG & LLMs
  • Scrum
  • EmailLinkedInInstagram

What I offer

Experience

App Development

Apps with Flutter and natively with Swift and Kotlin for iOS and Android, from the first version to the store release, most recently for GrowBuddy and brainjo.

Web Development

Web applications and portals with Vue.js and Nuxt in TypeScript, backends with Node.js and .NET. In production since the first anybill portals in 2018.

AI Engineering

RAG systems that ground language models in your own data, AI image analysis for photo-based diagnosis as in GrowBuddy, and data pipelines for large volumes of payment and receipt data, with Python and Azure.

Tech Lead & Team Leadership

Leading development teams with Scrum, from sprints, backlog and reviews to architecture decisions, as CTO of anybill and as Scrum Team Lead at CLELO.

Azure Cloud Infrastructure

Building and running an Azure infrastructure with more than 250 services at anybill.

IT Consulting

Architecture, technology choices and prioritisation from the perspective of a former CTO and current Product Owner.

Tech Due Diligence

Due diligence trainings and assessing start-ups for technical excellence.

Business Consulting

Experience from building a retail and fintech company as co-founder and managing director of anybill, with a team of more than 30 people.

Data Privacy

Building complex data processing systems in compliance with data protection requirements.

Track Record

anybill

Co-Founder & CTO
2018 - 2024
As co-founder and CTO of anybill, I shaped the company's technological foundation. I built and led a tech team of 13. In the early stages I single-handedly programmed all the web portals and apps, laying down the core architecture that supported the company's growth. I automated numerous processes, increasing efficiency across the company. As anybill grew, my focus shifted to robust data pipelines so the company could scale and reliably handle its growing data volumes.

Remonon

Scrum Team Lead & Developer
October 2024 - July 2025
Remonon, operated by NOVAT GmbH right next to the US Army garrison in Grafenwöhr, is a mobile app that lets members of the US Forces in Germany reclaim VAT on their everyday purchases. Instead of handling paper tax-free forms at the checkout, users scan their receipts in the app and Remonon takes care of the process with the retailers. As Scrum Team Lead and Developer, I organised the development team's sprints, backlog and reviews and worked hands-on on the app and its backend, keeping delivery predictable for a product that is used daily by service members and their families.

GrowBuddy AppGrowBuddy App

Product Owner & Developer
September 2025 - Now
GrowBuddy is an AI-powered grow companion for cannabis home growers on iOS and Android. A single photo is enough for the app to identify nutrient deficiencies, pests and diseases, a chatbot answers questions about the grow, and a diary with automatic phase detection, care reminders and location-based weather warnings guides users from seed to harvest. The app is used anonymously, with all data hosted in the EU, and is trusted by more than 5,000 growers. As Product Owner and Developer, I own the roadmap and priorities and build the product myself, from the mobile app to the AI features behind it.

CLELO

Scrum Team Lead & Developer
November 2025 - Now
CLELO is a patented reading device that helps children between three and ten learn to read on their own. Developed together with educators and families, it highlights the text in sync with the narration, gives automatic feedback when children read aloud, lets parents and grandparents record books in their own voice, and offers reading levels, quizzes and interactive books from well-known children's publishers. A study by the University of Regensburg found measurable gains in reading speed, accuracy and motivation. As Scrum Team Lead and Developer, I lead the team's Scrum process and contribute to the software behind the device and its reading platform.

brainjo

Freelance Senior Developer
April 2026 - August 2026
Regensburg-based start-up brainjo develops VR-based digital health applications (DiGA) that doctors and therapists can prescribe to complement, not replace, conventional psychotherapy. Its first application, built together with the MEDICE Health Family, is aimed at children aged eight to thirteen with ADHD: a VR training programme and an accompanying parent app guide them through 24 sessions in five modules over three months, in which they practise psychotherapeutic strategies through play. More than 70 families support development with feedback and usability testing, and a €2 million seed round led by High-Tech Gründerfonds funds the clinical study on the way to approval. As Freelance Senior Developer, I continued development of the app and drove it forward technically, drawing on my experience from numerous app projects.

PRESS

Forbes 30u30Finance Forward LogoPayment & Banking LogoDGO LogoGründerlift LogoMunich Startup Logo

Let's talk about your project.

I'm based in Regenstauf near Regensburg, Germany, and work remotely across the DACH region, on-site by arrangement. Available now.

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